There is no shortage of home warranty companies on the market and finding the best protection for your circumstances can be daunting. However, with Wolverine Home Warranty, our services stand out from the competition in obvious ways. This ranges from our top notch customer service to our exceptional coverage plans.
We take a client centered approach to handle all your needs, we handle your needs the way we would want our needs met. Unlike other companies where your claim might be assigned to a large department leaving it pending for several days, we do our best to clear our clientÂ’s claims within hours, not days.
This is perhaps the best reason to source your home warranty from Wolverine Home Warranty. Despite providing more coverage than small companies, we make our services more personable than large companies in the industry where you are treated more like a number. Join the Wolverine Home Warranty family and see the difference.
Why Choose Wolverine Home Warranty?
Like other home warranty companies, there are endless reasons why we could be the company you are looking for. First and foremost, we are among the top-rated home warranty company inSaginaw. Not only do we fix the repairs in your home systems and appliances if they break down but also take out the stress that comes with dealing with such inconveniences to homeowners.
For Wolverine Home Warranty, our mission is to help homeowners get quick solutions to their homeÂ’s needs. Our service technicians are readily available to handle your problems as they arise. We offer unparalleled services at a modest fee, giving you a value for your money.
In addition to the features mentioned above, it is of immense importance for you to understand the various characteristics of a top home warranty company inSaginaw. Below are some of the features that homeowners should consider when searching for a home warranty.
What to Look For In a Top Home Warranty Company
Your home is perhaps the most valuable investment you have, protecting it not only makes sense, itÂ’s a necessity. This is where you turn to home warranty companies for their services. Finding the right company goes beyond price. Value, what you get for your money, is the key here.
Finding the right coverage that provides assurance that you have the protection you need should the unexpected happen. The best home warranty companies will ensure that your needs get quickly addressed, and warranty claims are honored swiftly and appropriately.
Home Warranty Coverage
Understanding what a home warranty is and isnÂ’t perhaps the most important aspect of obtaining a home warranty. Home insurance covers things that might happen, such as a fire, flood or storm damage. Home warranties provide coverage for things that will happen. If you own a home long enough, the systems covered by the home warranty will break down. Without a home warranty you will pay 100% out of pocket for the repair or replacement. With a home warranty you will only pay the service call fee and we take care of the rest. A home warranty covers for repair and replacement of electrical components, appliances, and mechanical systems such as garage doors, air conditioners, and plumbing systems. There are many add on coverages that may be incorporated into the home warranty as well.
A home warranty differs greatly from your well-known health insurance in that you cannot claim on anything that goes wrong. Rather, claims on the warranty are limited to replacement or repair of the covered items only. What items are covered will vary by the plan chosen and any add on coverage selected.
Home warranties coverage is not meant to replace home insurance that covers disasters like flood, fire or robbery. However, they are a complementary package, which when combined with home insurance, protects you from unexpected expenses.
Home Warranty Company
Finding the right company can be difficult, but if you are reading this you have already found the best home warranty company available. With the increasing number of home warranty companies, finding the right firm requires extra caution. Not all companies are created equal. We take a client centered approach and everything we do is with our clients wellbeing in mind.
Do you need it?
Before buying anything, you need to decide whether you need it or not. However, a home warranty is a simple decision. There are several questions you should ask yourself to determine this. First, is the home you intend to cover brand new?
Secondly, are you looking to cover all the appliances? If your answer is no, then you need to select the plan with the coverages important to you. If the answer is yes, your next question should be whether the items to be covered are out of manufacturersÂ’ warranty or any other service contract.
If the items are still under manufacturerÂ’s warranty, you still benefit from a home warranty with Wolverine Home Warranty as we cover you even when the manufacturerÂ’s warranty will not. If your appliances and home systems are old or aging, a home warranty is a must. A small monthly payment for the warranty is much easier to financially manage than a several thousand dollar unexpected repair or replacement bill.
How much coverage do you need?
This is the important step, and the answer really depends on what you can afford and what systems your home has. It makes no sense to purchase coverage for systems you do not have.
Does the company cover your area?
Where you reside plays a big role in this step. You could be living in a populated area or a scarcely populated region. Note that the presence of service technicians is directly proportional to the population. This also affects how the company will cover your home. Wolverine Home Warranty uses local service technicians to perform the work related to your home warranty. If you live in an area with service technicians available we can service you with a home warranty.
What is the condition of your appliances and systems?
Defining the condition of your property is extremely important before getting to a contract with a company. Note that no company provides cover for items that were already broken before the inception of the contract.
Similarly, most companies have exclusions and limits to their home warranty contracts. This applies if the appliances and systems covered are not well maintained. This is why some companies require that you submit periodic maintenance reports or some sort of proof that the item in your claim wasnÂ’t poorly maintained or improperly repaired. Wolverine Home Warranty does not require these records or reports.
What does the home warranty cover?
Armed with the list of probable companies to get a contract from, you should then consider what the individual companies cover vis-Ã -vis your needs. This will be easier bearing in mind that you had already identified what you need to be covered in the second step above.
Just to mention, some of the items that shouldnÂ’t miss from your list include:
• Appliances that are well maintained but are nearing the end of their lifespan
• Those that are expensive to repair or replace such as HVAC systems
• Items necessary for comfortable home living
Note that the specific coverage for each company may vary from one company to another. However, most home warranty companies cover all major components in your house such as plumbing systems, heating and cooling systems, electrical and water heater appliances.