What is a home warranty?

A home warranty is peace of mind. It is a year-long, renewable home service plan that keeps you protected should a covered breakdown occur. A home warranty helps cut the cost to repair or replace many of the systems and appliances in your home. It complements your homeowners insurance by protecting things that your insurance doesn’t. 

Sometimes, things just stop working. Home systems and appliances you use every day, like your water heater and oven, will break down over time. You want to make sure you get the most from your home systems and appliances, no matter how old they are, and a home warranty helps keep them running with coverage options to meet your household’s needs. When part of your appliance or home system stops working, Wolverine Home Warranty plans offer a budget-friendly solution. Together, we can get your appliance—and your household—up and running as it should.  

Get the confidence and convenience you need in your home with a Wolverine Home Warranty home warranty. Gone are the days of asking for repair recommendations or calling contractor after contractor. With a home warranty, our members receive expert service and swift solutions. 

What’s covered? 

A home warranty with Wolverine Home Warranty covers the home systems and appliances that you use every day—no matter their age. Our home warranties help cover multiple items, like your A/C, heating system, water heater, electrical system, dishwasher, clothes washer/dryer, and more. Feel empowered to ditch that single appliance extended warranty, because with Wolverine Home Warranty, you receive more coverage and protection. 

We don’t require maintenance records or home inspections before activating your home warranty coverage. If we can’t repair a covered item, we’ll replace it with an item of equal value. As a member, your time, budget, and sanity are covered. 

Compare our Plans

Let’s face it, stuff breaks down. An American Home Shield home warranty can help make these inevitable breakdowns less stressful. As a member, you know your budget, your time and let’s be honest, your sanity, are covered.

Step-by-step guide to how repairs work 

Once you’re covered with an Wolverine Home Warranty, you don’t have to worry should you need us. The repair process is straightforward and hassle-free. Here’s how it works:  

  1. Start a request online or by phone. 

When a covered item in your house breaks or malfunctions, you can request service online or by calling us. Day or night, we’re here for you. Pay your set Trade Service Call Fee when you request service, and you’re all set. 

  1. We assign a professional contractor. 

We assign a qualified local contractor from our network to diagnose your covered item and offer a solution. Our network of 17,000 qualified contractors in 49 states covers every appliance and system we service. 

  1. We cover the repair. 

Based on the contractor’s diagnosis, we’ll determine whether your problem is covered by your home warranty. If it is covered, the contractor will repair or replace your covered item (subject to limitations and exclusions).  

  1. We make sure your issue is resolved. 

You’ll get a follow-up email to make sure your problem was resolved to your satisfaction. With our 30-day workmanship guarantee, if you have an issue with your completed repair within 30 days of service, we’ll send a contractor out at no additional cost.

So, how do I get started? 

Once you’re covered with an Wolverine Home Warranty, you don’t have to worry should you need us. The repair process is straightforward and hassle-free. Here’s how it works:  

  1. Choose your coverage. Our home warranty plans are designed with your household and budget in mind. Here are the basics:


      1. 5 Star Plan: Our most comprehensive plan covers parts of your home’s 23 essential systems and appliances, plus roof leak repairs and a free HVAC tune-up* before the seasonal rush. It also includes higher limits on your covered items. *The HVAC tune-up service is not available in Hawaii.
      2. 4 Star Plan: Our most popular plan provides comprehensive coverage for parts of your home’s 23 essential systems and appliances.
      3. 3 Star Plan: Our most basic plan offers coverage for parts of the 14 major systems that keep your home running smoothly.
  1. Request a service. Appliances don’t have business hours, so we don’t either. Call us or go online 24/7 to request service.
  2. We assign a pro. We’ll send a qualified contractor to your door to assess the issue and propose a solution. If the problem is covered, the contractor will repair or replace the covered item.

Why do I need a home warranty?

There are many compelling reasons why you need a home warranty. The short answer? It’s a proactive way to get peace of mind when it comes to your home. Here are a few more: 

To protect your home and your budget. When inevitable household breakdowns occur due to wear and tear, you’ve already done the upfront work. Rest easy knowing you’re covered under your Wolverine Home Warranty and that you won’t be overcharged for covered repairs. And if we can’t repair a covered item, we’ll replace it. 

To get a trustworthy technician. We use licensed contractors from our nationwide network of trusted technicians. This qualified group is regularly evaluated by WHW home warranty members to make sure they’re meeting our standards. You and your home deserve the best of the best, and you’re getting it with Wolverine Home Warranty. 

To save time. Being a member means you don’t have to spend valuable time searching for the right contractor and making calls to schedule an appointment. Wolverine Home Warranty will assign a qualified contractor and take care of every detail so you can get back to daily life as quickly as possible. 

Home Warranty vs. Homeowners Insurance.  What is the Difference?

Fun fact: You’re 28 times more likely to use home warranty services than your home insurance. Why? Because a home warranty protects against things that will happen—like your A/C breaking or your refrigerator’s water filter not working properly—while homeowners insurance protects against things that might happen—like fires, theft, or natural disasters.  

Think of a house warranty as a cost-effective plan to keep your systems and appliances working like they should. 

Fees explained.

We believe transparency is key, so we make sure every penny you pay is fully explained. Here are some of the fees that will be included in your Wolverine Home Warranty:   

Trade Service Call Fee. You’ll pay a Trade Service Call Fee for each trade professional (plumber, electrician, etc.) who comes to your home to provide service. Fees depend on the plan you choose. 

Depending on your plan, some coverage limits or exclusions may apply. For full coverage details, view our sample contract

Plan Payments. Wolverine Home Warranty offers several home warranty plans, which vary in cost and coverage. Compare home warranty plans to determine which plan is best for your household and your wallet.  

What is a real estate home warranty? 

Wolverine Home Warranty offers Real Estate Home Warranties as a one-year service agreement that covers the repair or replacement of many major home system components and appliances. It is available to sellers (limited listing coverage) and buyers typically via their real estate brokers in the context of a real estate transaction only. 

If you’re in the market to purchase a new home, ask your real estate agent about our home buyers warranty, which gives you more confidence on move-in day and beyond. 

Home Warranty Resources

Understand the benefits and reasons for a home warranty by following along our resources and guides below. Owning home means inevitable appliance and home system breakdowns but that doesn’t mean you need to feel anxiety about it. Let’s WHW take care of the costs associated with homeownership and simplify the process.